Savings Rates

Grow your money faster with higher CD rates at MSCU
Deposit Products APY
_
Share Accounts
Share Savings Account 0.05%
Minimum Balance to earn APY: $100.00
_
Share/IRA Certificates (CDs)
3 Month ($1,000 minimum) 4.70%
6 Month ($1,000 minimum) 4.40%
1 Year ($1,000 minimum) 4.10%
2 Year ($1,000 minimum) 3.50%
3 Year ($1,000 minimum) 3.25%
5 Year ($1,000 minimum) 3.25%
_
Elite Share Certificates 
1 Year ($10k minimum) 4.10%
3 Year ($10k minimum) 3.25%
5 year ($10k minimum) 3.25%
_
Club Accounts
Basic/Vacation 0.10%
Minimum Balance to earn APY: $100.00
Christmas 0.10%
Minimum Balance to earn APY: $100.00
IRA Club 0.10%
Minimum Balance to earn APY: $100.00
Super Savers Club
$2,500.00 to $20,000.00 0.05%
$20,000.01 to $50,000.00 0.05%
$50,000.01 to $100,000.00 0.05%
Greater than $100,000.00 0.05%
_
Money Market Accounts
Select Money Market
Equal to or greater than $2,500.00 to $25,000.00 1.25%
Equal to or greater than $25,000.01 to $75,000 1.50%
Equal to or greater than $75,000.01 to $100,000.00 1.75%
Equal to or greater than $100,000.01 2.00%
_
Elite Money Market
$25,000.00 to $75,000.00 2.10%
$75,000.01 – $100,000.00 2.60%
$100,000.01 – $199,999.99 3.10%
$200,000.00 + 4.20%
_$
Checking
Total Checking – RR (no new accounts opened)
$0.01 – $25,000.00 0.15%
> $25,000.00 0.10%
_$
Business Money Market
Balances equal to or greater than $5,000.00 0.10%
Balances equal to or greater than $25,000.00 0.10%
_
Vision Business Checking
Balances less than $20,000.00 0.00%
Balances equal to or greater than $20,000.01 0.10%
_
Rates quoted are best available and subject to change. Early withdrawal penalties apply for share certificates. APY = Annual Percentage Yield. For more information, please contact Mutual Savings Credit Union.
_
Deposit Rates Effective 10/21/24

Savings Rates
.
Deposit Products
.
Share Accounts
Share Savings Account | 0.05% APY
Minimum Balance to earn APY: $100.00
.
Share/IRA Certificates
3 Month | 4.70% APY
6 Month | 4.40% APY
1 Year | 4.10% APY
2 Year | 3.50% APY
3 Year | 3.25% APY
5 Year | 3.25% APY
$1,000 minimum deposit
.
Elite Share Certificates
1 Year* | 4.10% APY
3 Year* | 3.25% APY
5 Year* | 3.25% APY
.*$10k minimum deposit
.
Club Accounts
Basic/Vacation | 0.10% APY
Minimum Balance to earn APY: $100.00
Christmas | 0.10% APY
Minimum Balance to earn APY: $100.00
IRA Club | 0.10% APY
Minimum Balance to earn APY: $100.00
Super Savers Club
$2,500.00 to $20,000.00 | 0.05% APY
$20,000.01 to $50,000.00 | 0.05% APY
$50,000.01 to $100,000.00 | 0.05% APY
Greater than $100,000.00 | 0.05% APY
.
Money Market Accounts
Select Money Market
Equal to or greater than $2,500.00 to $25,000.00 | 1.25% APY
Equal to or greater than $25,000.01 to $75,000 | 1.50% APY
Equal to or greater than $75,000.01 to $100,000.00 | 1.75% APY
Equal to or greater than $100,000.01 | 2.00% APY
.
Elite Money Market
$25,000.00 to $75,000.00 | 2.10% APY
$75,000.01 – $100,000.00 | 2.60% APY
$100,000.01 – $199,999.99 | 3.10% APY
$200,000.00 + | 4.20% APY
.
.Checking
.Total Checking – RR (no new accounts opened) 
$0.01 – $25,000.00 | 0.15%
>$25,000.00 | 0.10%
.
Business Money Market
Balances equal to or greater than $5,000.00 | 0.10% APY
Balances equal to or greater than $25,000.00 | 0.10% APY
.
Vision Business Checking
Balances less than $20,000.00 | 0.00% APY
Balances equal to or greater than $20,000.01 | 0.10% APY
.
.
Rates quoted are best available and subject to change. Early withdrawal penalties apply for share certificates. APY = Annual Percentage Yield.
.
For more information, please contact Mutual Savings Credit Union.
.
Deposit Rates Effective 10/21/24

You’re Welcome Here

Ready to get started?
At Mutual Savings Credit Union, we can fit your needs with our various loan types. With affordable monthly payments, let us work harder for you.

You’re Welcome Here

Ready to get started?
At Mutual Savings Credit Union, we can fit your needs with our various loan types. With affordable monthly payments, let us work harder for you.